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After you finalize the contract negotiations with a builder, your 4th step in the home building process is to arrange financing.
You will need two types of financial arrangements. First, you will need a home construction line (with funds deposited into the account by the lender) to pay for materials and sub-contractor help through the construction phase.
Second, you will need to arrange for a residential mortgage to pay off the construction line once the project has been completed. For more information: