4 Natural Disasters to Consider Before Choosing a Lot for Your Home

Written by  //  August 21, 2019  //  Real Estate  //  Comments Off on 4 Natural Disasters to Consider Before Choosing a Lot for Your Home

building lot

Building a custom home from the ground up is going to change your life forever, but there are a few important variables to consider before you get started on this project. Natural disasters can happen in the blink of an eye, and you need to keep those disasters in mind when you are choosing a lot for your home.

Floods

Floods are one of the most common and destructive natural disasters in the world, and they cause billions of dollars in property damage every year. While these disasters often occur near large bodies of water, they can take place anywhere if there is a heavy rainstorm. If you have recently found a piece of land that you would like to buy, then you should see if it happens to be in a flood zone. Keep in mind that landslides can be an additional risk if you live in an area that is prone to flooding.

Tornadoes

Most tornadoes aren’t going to completely rip up a home, but these disasters can cause a large amount of damage in a short period of time. Luckily, there are quite a few things that you can do to protect your home from tornadoes and high winds. In addition to reinforcing the roof, you might want to invest in storm shutters as well. Those shutters are going to be absolutely vital to your family’s safety if a tornado blows through.

Earthquakes

If you plan on building near a fault line, then you will need to reinforce your home and its foundation. The company that is going to be doing the concrete pumping most likely has some type of protocol for working near fault lines, and you should speak with the contractor about all of your options for reinforcing the foundation. The general contractor who is building the house itself might want to add some extra braces to the frame as well. Certain cities and states will have very specific protocol for the type of reinforcement that needs to be added for your home to be up to code.

Wildfires

Building a home in an area that regularly gets wildfires will be risky, but there are a few steps that you can take to protect your home from those disasters. Many companies now sell fire retardants that can be added directly to paint before it is put on the walls, and those products can withstand a tremendous amount of heat. You will also need to plant all bushes far away from your home and regularly clear out dead foliage.

Before you make an offer on a lot, you might want to speak with an experienced insurance agent about the potential risks in the area. A local insurance agent should know quite a bit about natural disasters, and they can help you create a policy that covers your home and all of your possessions.

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